Terms of Use
Effective Date: October 6, 2026 · Last Updated: October 6, 2026
All calculations, projections, tables, and charts on CalcSignal are provided for educational and informational purposes only. CalcSignal does not provide certified financial planning, tax preparation, legal counsel, or medical diagnoses. Always consult licensed professionals before making major financial commitments or clinical health decisions.
1. Acceptance of Terms
By accessing or using the website located at calcsignal.com (the "Service"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use the Service.
2. Permitted Use & Restrictions
You are granted a non-exclusive, non-transferable, revocable license to access and use CalcSignal strictly for personal, educational, research, and non-commercial business evaluation purposes. You agree not to:
- Use automated scrapers or bots to overload or disrupt server infrastructure.
- Attempt to decompile, reverse engineer, or tamper with security boundaries.
- Frame or mirror the Service on another website without prior written authorization.
- Use the Service for any unlawful or deceptive purposes.
3. Domain-Specific Disclaimers
Financial Calculators (Mortgage, Loans, Taxes, Interest)
Calculations assume standard fixed periodic amortization compounding and idealized terms. Actual loan underwriting by lenders involves credit scores, closing points, escrow adjustments, insurance premiums, and municipal tax reassessments that may alter figures.
Health & Nutritional Calculators (BMI, Calories, Pace)
Formulas such as the Mifflin-St Jeor equation and Body Mass Index are population-level statistical estimates. They do not account for individual medical conditions, muscle-to-fat ratios, pregnancy, or metabolic disorders. They should not replace direct medical advice.
4. Intellectual Property Rights
The platform software architecture, interactive UI components, design stylesheets, logos, and editorial explanations are the intellectual property of CalcSignal. Mathematical formulas, physical constants, and public scientific algorithms remain in the public domain.
5. Disclaimer of Warranties & Limitation of Liability
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ERROR-FREE OPERATION.
IN NO EVENT SHALL CALCSIGNAL, ITS OPERATORS, OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM THE USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
6. Contact & Notice
If you have legal inquiries or questions regarding these Terms, please contact us at [email protected].